Coinsel replaces your spending spreadsheet. Card payments log themselves from your bank’s SMS, the rest takes two seconds to type, bills and loans stay under control, and Coinsel tells you where the money goes.
Phone & desktop Your data stays yours RSD & EUR
Built for real life: dinars and euros, bills that change every month, loans from the bank and from mom.
Every card or Apple Pay payment your bank texts you becomes an expense automatically — store, amount and category, never duplicated.
Type it like a message — “coffee 250, groceries 1,800” — dictate it, or snap a receipt. Auto-categorized, with undo.
Electricity, phone, rent — see what’s due, what’s overdue, and pay with one tap.
Mortgage, car loan, installments, money you lent. Progress, payoff date and a “what if I pay more” simulator.
Ask “where is my money going?” or say “add lunch 1,200” — Coinsel answers with your real numbers.
Set a target and a date; Coinsel tells you exactly how much to put aside each month.
Monthly trends, categories, top items, spending by weekday and a calendar heatmap.
Recurring expenses are detected automatically and turned into tracked subscriptions.
Import years of history from Excel or Google Sheets — with a preview, no duplicates.
Point the camera at the QR code on any Serbian receipt — exact store, amount and date in a second.
Upload the bank’s repayment plan or photograph a utility bill — Coinsel fills in the rest.
A nudge the day before a bill is due, a monthly review, and a PIN or Face ID lock.
Coinsel sees your expenses, bills, loans and goals. Ask anything, get concrete answers in dinars, and let Coinsel log things for you — you just tap confirm.
How much did I spend on coffee this month?
4,850 RSD so far — 18% more than at this point last month. Mostly weekday mornings. Brewing at home twice a week would save about 1,600 RSD.
Add lunch 1,200 and mark electricity as paid
Confirm
Lunch1,200 RSD
Electricity · paid5,328 RSD
Categories are ready out of the box.
Drop in your Excel/Sheets history, or just add today’s coffee.
Bills, budgets, goals and insights — on your phone and desktop.
Yes. Create an account and use everything — expenses, bills, loans, goals, analytics and the AI advisor (with a fair daily limit).
Yes. Amounts are in RSD and EUR with the National Bank of Serbia middle rate, card payments can be added automatically from your bank's SMS (e.g. Erste), and you can scan the QR code on any Serbian fiscal receipt.
Add a loan and type what is left to repay, or upload the bank's repayment plan (PDF, photo or Excel) — AI reads every installment and Coinsel follows the plan month by month.
Your data is only visible to you. There are no ads and no bank logins; you can lock the app with a PIN or Face ID, export everything and delete it anytime.
Yes. Add it to the home screen on iPhone and Android, install it from Chrome or Edge on Windows and macOS, or get the Linux app from the Snap Store.
Yes. Import years of history from Excel, CSV or Google Sheets, with a preview and no duplicates.
Free to use. Works on your phone — add it to your home screen in one tap.
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